23. Privacy Act 1988 (Privacy Act) and Privacy Amendment Act 2012

23.1 The Customer authorises the Supplier to make enquiries to verify the Customer’s financial solvency, including obtaining credit and financial information. The Supplier may disclose personal information to third parties as necessary for credit decisions and debt collection.

23.2 The Customer authorises the Supplier to make any enquiries and obtain all information the Supplier considers necessary to verify the financial solvency of the Customer including seeking details about the Customer’s credit history, credit worthiness and other related information from:

(a) trade referees, providers of credit and financial institutions;
(b) mercantile companies; and
(c) other relevant parties.

The Customer authorises any person approached by the Supplier to provide the Supplier with this information. If in the course of the Supplier’s enquiries or dealings with the Customer, the Supplier wishes to access or collect ‘personal information’ as defined under the Privacy Act 1988 (Cth) from the Applicant or the other parties mentioned above, this information will be accessed, collected, stored and used for the purposes of enabling the Supplier to decide whether or not to provide credit facilities to the Customer and to assist with the collection of any debt. Without this information the Supplier may not be able to provide credit facilities to the Customer.

The Supplier may provide access to or otherwise disclose such personal information to third parties to the extent the Supplier is authorised or required by law to do so. In particular the Supplier may disclose personal information to:

(a) credit reference agencies;
(b) any party appointed by the Supplier to enforce payment of any debt;
(c) the Supplier’s related bodies corporate and/or to third parties in connection with the sale of the Supplier’s receivables; and
(d) a third party (if the Supplier has agreed to be a trade referee for the Customer with respect to such third party).

The Customer agrees to the collection, use and disclosure of any such personal information by the Supplier in the manner contemplated in this clause. If the Customer is an individual, the Customer has certain rights to access and request the correction of any personal information which the Supplier holds about the Customer.

24. Privacy & Consumer Protection (Pet Food Specific)

24.1 The Customer acknowledges the Supplier’s right to collect information as necessary for the provision of credit, particularly information related to the Customer’s compliance with animal health and safety standards, which may be subject to additional scrutiny due to the nature of the product.

24.2 The Supplier agrees to protect the Customer’s information in accordance with relevant privacy laws, but may be required to disclose information related to pet food safety, health risks, or product recalls to regulatory authorities, including but not limited to food safety or animal welfare agencies.